TDVisaBest for: Air Canada and Aeroplan travel rewards

TD® Aeroplan® Visa Infinite* Card

3.5
  • Welcome bonus yielding up to 50,000 Aeroplan points across tiered spending thresholds, representing high-value flight redemptions.
  • First-year annual fee rebate of $139 for the primary cardholder.
  • Free first checked bag for the primary cardholder and up to eight companions on identical Air Canada itineraries.
  • Preferred pricing on Aeroplan flight redemptions and NEXUS application fee rebates.

This card is built for Aeroplan collectors who want to earn faster on everyday categories and Air Canada purchases. Its value is strongest for travellers who can use Aeroplan points and benefit from airline perks like a free first checked bag.

Welcome bonus

Get up to 45,000 Aeroplan points as a welcome offer, plus a first-year annual fee rebate and added travel perks for eligible new cardholders.

worth approximately $495

~$634 first-year value after $0 first-year fee

aeroplan points

Earn rates

Groceries1.5x Aeroplan points per $1
Gas & EV charging1.5x Aeroplan points per $1
Transit & rideshare1.5x Aeroplan points per $1
Travel1.5x Aeroplan points per $1
Everything else1x Aeroplan points per $1

Estimate annual rewards

You'd earn ~18,000 points/year worth approximately $198

Key facts

Annual fee

$139.00

$75 for Additional Cardholder.

Purchase APR

21.99%

Cash advance APR

22.99%

Foreign transaction fee

2.5%

Income required

$60,000 personal / $100,000 household

Credit score

660+

Quebec residents — terms may differ

Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.

Verify current terms at issuer website →

Rates and fees sourced from TD's official card page →

Perks & benefits

Welcome bonus yielding up to 50,000 Aeroplan points across tiered spending thresholds, representing high-value flight redemptions.

First-year annual fee rebate of $139 for the primary cardholder.

Free first checked bag for the primary cardholder and up to eight companions on identical Air Canada itineraries.

Preferred pricing on Aeroplan flight redemptions and NEXUS application fee rebates.

Insurance coverage

  • Out-of-province emergency travel medical.
  • Trip cancellation and trip interruption.
  • Flight delay and baggage.
  • Hotel burglary.
  • Car rental collision and loss damage.
  • Purchase security and extended protection.
  • Mobile device.
  • Common carrier accident.

Pros & cons

Pros

  • Strong Aeroplan earning on groceries, gas and Air Canada spend
  • Free first checked bag can add real value on Air Canada trips
  • Includes NEXUS application fee rebate up to $100 every 48 months
  • First-year annual fee rebate boosts the first-year return

Cons

  • Annual fee applies after the introductory first-year rebate
  • Best redemption value depends on Aeroplan flight use
  • Income requirement may exclude some applicants
  • No accelerated earn rate on broad everyday categories beyond 1.5x

Eligibility requirements

  • Canadian resident, age of majority.

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TD® Aeroplan® Visa Infinite* Card

$139.00/year

Apply now

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