Credit Cards – Finzap

Credit Cards Hub

Finding the right credit card shouldn’t be complicated. We compare annual fees, reward structures, interest rates, and perks across every major Canadian issuer so you can choose with confidence — whether you’re maximising cash back, collecting travel points, or simply avoiding unnecessary fees.

Featured Card Comparison

Card Name	Annual Fee	Rewards Type	Best For
Scotiabank Gold Amex	$120	Cash Back	Groceries & Gas	Apply ;
TD Aeroplan Visa Infinite	$139	Travel Points	Frequent Flyers	Apply ;
Tangerine Money-Back	$0	Cash Back	No-Fee Simplicity	Apply ;
CIBC Aventura Gold	$139	Travel Points	Flexible Travel	Apply ;
BMO Eclipse Visa Infinite	$0	Points	Everyday Spending	Apply ;

Frequently Asked Questions

How do you choose the best credit cards?

We evaluate every major Canadian credit card based on annual fees, reward rates, sign-up bonuses, interest rates, and eligibility requirements. Our editorial team updates rankings monthly to reflect the latest offers.

Is there a cost to use Finzap's comparisons?

No — Finzap is completely free for consumers. We may earn a commission when you apply through our links, but this never influences our rankings or recommendations.

What credit score do I need to get approved?

It depends on the card. Premium travel and cash-back cards typically require a score of 680+, while secured and student cards are designed for those building or rebuilding credit with scores as low as 300.

Can I compare cards side by side?

Yes. Use our comparison tool on the homepage to select up to three cards and view their features, fees, and rewards in a detailed side-by-side layout.

How often are your reviews updated?

Our card data and editorial reviews are refreshed at least once per month. When issuers announce major changes — such as new welcome bonuses or fee adjustments — we update within 48 hours.