American Express® Gold Rewards Card
The Gold Rewards Card is aimed at travellers who want a flexible points program plus premium-style travel extras without moving all the way up to a Platinum-tier fee. Its value comes from broad 2x categories, lounge visits and annual travel perks.
Welcome bonus
Earn up to 60,000 Membership Rewards® points by earning 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 on your Card in your first year as a new American Express® Gold Rewards Cardmember.
worth approximately $600
~$600 first-year value
Earn rates
Estimate annual rewards
You'd earn ~24,000 points/year worth approximately $240
See what your Amex Membership Rewards points are worth — worth ~1¢/pt
Key facts
Annual fee
$250
1 free Additional Card, then $50 annually.
Purchase APR
21.99%
Cash advance APR
21.99%
Foreign transaction fee
not disclosed
Income required
No minimum income requirement disclosed
Credit score
725+
Quebec residents — terms may differ
Standard terms apply in Quebec, with a mandatory 5% minimum monthly payment.
Rates and fees sourced from American Express Canada's official card page →
Perks & benefits
Welcome bonus yielding up to 60,000 Membership Rewards points (valued up to $600).
Earn 2x points on travel, gas, groceries, and drugstores in Canada.
Features an annual $100 Travel Credit, a $50 NEXUS statement credit, and four complimentary Plaza Premium Lounge passes.
Annual fee of $250, available in distinct Gold or Rose Gold stainless steel designs.
Insurance coverage
- Standard American Express travel coverage and retail shopping coverage.
Pros & cons
Pros
- Useful travel perks like lounge visits and annual travel credit
- Flexible Membership Rewards points with transfer partners
- Strong 2x earn on several practical everyday categories
- Includes a NEXUS credit and one free additional Gold card
Cons
- American Express acceptance is lower than Visa or Mastercard
- Annual fee is high if you will not use the travel perks
- Best value depends on travel redemptions and partner transfers
- Foreign transaction fee details are not clearly shown on page
Eligibility requirements
- Canadian resident, age of majority.
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