American Express® Aeroplan®* Reserve Card
The Aeroplan Reserve is American Express Canada's top-tier Aeroplan card, built for frequent Air Canada flyers who want premium airport perks. It earns 3x Aeroplan points on eligible Air Canada purchases, 2x on dining and food delivery, and 1.25x on everything else, and pairs that with unlimited Maple Leaf Lounge access when flying Air Canada, priority check-in and boarding, and comprehensive travel insurance. The $599 annual fee is steep, so the card makes the most sense if you fly Air Canada often enough to use the lounge access and travel benefits.
Welcome bonus
Earn 70,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership. Earn an additional 40,000 points after you spend a total of $45,000 on your Card in your first 12 months of Cardmembership. Earn 40,000 Aeroplan®* points when you make a purchase between 15 and 17 months of Cardmembership.
worth approximately $770
~$770 first-year value
Earn rates
Estimate annual rewards
You'd earn ~36,000 points/year worth approximately $396
Key facts
Annual fee
$599
Purchase APR
21.99%
Cash advance APR
21.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
760+
Perks & benefits
Welcome bonus of up to 150,000 Aeroplan points across the first 17 months of Cardmembership.
Earn 3x Aeroplan points per $1 on eligible Air Canada purchases.
Unlimited Maple Leaf Lounge access when travelling on a same-day Air Canada flight.
The Aeroplan Reserve is American Express Canada's top-tier Aeroplan card, built for frequent Air Canada flyers who want premium airport perks. It earns 3x Aeroplan points on eligible Air Canada purchases, 2x on dining and food delivery, and 1.25x on everything else, and pairs that with unlimited Maple Leaf Lounge access when flying Air Canada, priority check-in and boarding, and comprehensive travel insurance. The $599 annual fee is steep, so the card makes the most sense if you fly Air Canada often enough to use the lounge access and travel benefits.
Insurance coverage
- Comprehensive American Express travel coverage including emergency medical, trip cancellation and interruption, and baggage insurance.
Pros & cons
Pros
- Unlimited Maple Leaf Lounge access when flying Air Canada
- Strong Aeroplan earn on Air Canada purchases and dining
- Comprehensive travel and emergency medical insurance
- Large welcome bonus for new Cardmembers
Cons
- High $599 annual fee
- American Express acceptance is lower than Visa or Mastercard
- Best value only if you fly Air Canada regularly
- 2.5% foreign transaction fee on non-CAD purchases
Eligibility requirements
- Canadian resident, age of majority in your province or territory.
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American Express® Aeroplan®* Reserve Card
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