Credit Card Guides

Expert advice to help you choose the right credit card, maximize rewards, and make smarter financial decisions.

How to transfer Amex points to Aeroplan in Canada
Guides7 min read

How to transfer Amex points to Aeroplan in Canada

Transferring Amex Membership Rewards points to Aeroplan is one of the most valuable moves a Canadian cardholder can make. Here is exactly how the conversion works, what the ratio is, and when it is worth doing.

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Can you transfer TD Rewards points to Aeroplan?
Guides7 min read

Can you transfer TD Rewards points to Aeroplan?

TD Rewards points cannot be transferred directly to Aeroplan. Here is what that means for your travel strategy and which TD cards actually earn Aeroplan points.

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RBC Avion transfer partners: where your points can go
Guides6 min read

RBC Avion transfer partners: where your points can go

RBC Avion points can transfer to several airline and hotel loyalty programs, but the ratios and value vary significantly. Here is where your points can actually go and which transfers make the most sense.

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The best ways to use Aeroplan points in Canada
Guides7 min read

The best ways to use Aeroplan points in Canada

Not all Aeroplan redemptions are created equal. This guide breaks down which uses deliver the most value per point and which ones quietly waste them.

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Credit card finder: how to use it in Canada
Guides6 min read

Credit card finder: how to use it in Canada

A credit card finder helps you cut through hundreds of Canadian options by matching cards to your actual spending habits, credit profile, and fee tolerance. Here is how to get the most out of one.

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Scotiabank Passport vs Gold Amex: no-FX travel card or grocery earner?
Guides10 min read

Scotiabank Passport vs Gold Amex: no-FX travel card or grocery earner?

The Scotiabank Passport Visa Infinite and the Scotiabank Gold American Express both waive foreign transaction fees and earn Scene+ points, but they reward very different spending habits. Here is how to decide which one actually fits your wallet.

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How balance transfer credit cards work in Canada
Guides7 min read

How balance transfer credit cards work in Canada

A balance transfer credit card can cut the interest you pay on existing debt, but the promotional window is shorter than it feels. Here is how the mechanics actually work in Canada, and where the strategy breaks down.

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Credit card interest calculator: how to use it in Canada
Guides6 min read

Credit card interest calculator: how to use it in Canada

A credit card interest calculator shows you exactly what carrying a balance costs in Canada before that cost compounds further. Here is how to use one and what the numbers actually mean.

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Tangerine vs Simplii: the better no-fee cash back card for everyday spending
Guides7 min read

Tangerine vs Simplii: the better no-fee cash back card for everyday spending

Tangerine and Simplii both offer no-fee cash back, but the better card depends on whether you want to choose your own bonus categories or earn a higher flat rate on a specific type of spending. Here is how they compare in practice.

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Is the American Express Cobalt worth it in Canada (2026)?
Guides7 min read

Is the American Express Cobalt worth it in Canada (2026)?

The Amex Cobalt charges a monthly fee that adds up to a meaningful annual cost. Here is how to tell whether your actual spending justifies it.

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Amex Cobalt vs Amex Gold: monthly food earner or annual travel card?
Guides10 min read

Amex Cobalt vs Amex Gold: monthly food earner or annual travel card?

The Amex Cobalt and Amex Gold Rewards both run on Membership Rewards, but they are built for different spenders. Here is how to tell which one actually fits your wallet.

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Rogers Red World Elite Mastercard review: cash back rate (2026)
Guides7 min read

Rogers Red World Elite Mastercard review: cash back rate (2026)

The Rogers Red World Elite Mastercard earns cash back on every purchase, with a boosted rate on Rogers, Fido, and Shaw bills. Here is what the card actually delivers in 2026 and who gets the most from it.

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