Marriott Bonvoy® American Express®* Card
- Welcome bonus of up to 70,000 Marriott Bonvoy points after meeting initial spend thresholds.
- Earn 5x points at participating Marriott properties and 2x points on everyday purchases.
- Annual Free Night Award (valued up to 35,000 points) granted upon card anniversary.
- Grants 15 Elite Night Credits annually and automatic Silver Elite status (upgradeable to Gold Elite with substantial spend).
This card is designed for Marriott loyalists who want to earn faster on hotel stays and turn everyday spending into future free nights. It stands out for its hotel-centric perks, including Silver Elite status and an annual Free Night Award after each anniversary.
Welcome bonus
Earn up to 110,000 Marriott Bonvoy points.
worth approximately $990
~$990 first-year value
Earn rates
Estimate annual rewards
You'd earn ~60,000 points/year worth approximately $540
Key facts
Annual fee
$120.00
$0 for Additional Card.
Purchase APR
21.99%
Cash advance APR
21.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
725+
Quebec residents — terms may differ
Standard terms apply in Quebec, with a 5% minimum monthly payment requirement.
Rates and fees sourced from American Express Canada's official card page →
Perks & benefits
Welcome bonus of up to 70,000 Marriott Bonvoy points after meeting initial spend thresholds.
Earn 5x points at participating Marriott properties and 2x points on everyday purchases.
Annual Free Night Award (valued up to 35,000 points) granted upon card anniversary.
Grants 15 Elite Night Credits annually and automatic Silver Elite status (upgradeable to Gold Elite with substantial spend).
Insurance coverage
- Comprehensive travel and shopping insurance coverage.
Pros & cons
Pros
- Excellent earn rate at participating Marriott Bonvoy hotels
- Annual Free Night Award adds recurring long-term value
- Automatic Silver Elite status is useful for frequent stays
- No annual fee on additional cards helps household earning
Cons
- American Express acceptance is lower than Visa or Mastercard
- Best value depends on Marriott stays and hotel redemptions
- Annual fee may not suit occasional hotel users
- Foreign transaction fee details are not clearly published here
Eligibility requirements
- Canadian resident, age of majority.
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