American Express® Green Card
The American Express Green Card is an entry-level, no-annual-fee card that earns 1 Membership Rewards point per dollar on all purchases. Membership Rewards points are flexible and can be transferred to airline and hotel partners or redeemed for statement credits. With no annual fee and a modest welcome bonus, it is a straightforward way to start earning Membership Rewards, though its flat 1x earn rate is modest compared with fee-based Amex cards.
Welcome bonus
Earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
worth approximately $100
~$100 first-year value
Earn rates
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$216
per year, after caps
After the annual fee
$216
no annual fee
1%
$60
per year
1%
$18
per year
1%
$36
per year
1x
$24
per year
1%
$48
per year
1x
$30
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
no annual fee
Purchase APR
21.99%
Cash advance APR
21.99%
Foreign transaction fee
2.5%
Income required
Not disclosed
Credit score
660+
Perks & benefits
No annual fee.
Earn 1 Membership Rewards point per $1 on all purchases.
Welcome bonus of 10,000 Membership Rewards points.
The American Express Green Card is an entry-level, no-annual-fee card that earns 1 Membership Rewards point per dollar on all purchases. Membership Rewards points are flexible and can be transferred to airline and hotel partners or redeemed for statement credits. With no annual fee and a modest welcome bonus, it is a straightforward way to start earning Membership Rewards, though its flat 1x earn rate is modest compared with fee-based Amex cards.
Pros & cons
Pros
- No annual fee
- Flexible Membership Rewards points with transfer partners
- Simple flat-rate earning on all purchases
Cons
- Modest 1x earn rate
- 2.5% foreign transaction fee
- American Express acceptance is lower than Visa or Mastercard
Eligibility requirements
- Canadian resident, age of majority in your province or territory.
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