Credit Card Guides

Expert advice to help you choose the right credit card, maximize rewards, and make smarter financial decisions.

How to transfer loyalty points to Aeroplan in Canada
Guides8 min read

How to transfer loyalty points to Aeroplan in Canada

Transferring points to Aeroplan can unlock significantly more value than redeeming through your bank’s travel portal — but the ratios, timelines, and partner rules vary more than most people expect. Here is how the process actually works in Canada.

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How much are Marriott Bonvoy points worth in Canada?
Guides10 min read

How much are Marriott Bonvoy points worth in Canada?

Marriott Bonvoy points can be worth very little or surprisingly strong depending on how you redeem them. Here is what Canadian cardholders need to know about getting real value from the program.

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How much are PC Optimum points worth in Canada?
Guides9 min read

How much are PC Optimum points worth in Canada?

PC Optimum points are worth 0.1 cents each at a fixed redemption rate, meaning 10,000 points equal $10 in grocery or pharmacy savings. Here is what that means in practice and how to get the most out of them.

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How much are RBC Avion points worth in Canada?
Guides8 min read

How much are RBC Avion points worth in Canada?

RBC Avion points can be worth anywhere from under a cent to well over two cents each, depending entirely on how you redeem them. Here is what each redemption path actually delivers.

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How much are TD Rewards points worth in Canada?
Guides8 min read

How much are TD Rewards points worth in Canada?

TD Rewards points are worth different amounts depending on how you redeem them. Here is a clear breakdown of point values by redemption type so you can get the most from your balance.

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How to transfer Amex points to Aeroplan in Canada
Guides7 min read

How to transfer Amex points to Aeroplan in Canada

Transferring Amex Membership Rewards points to Aeroplan is one of the most valuable moves a Canadian cardholder can make. Here is exactly how the conversion works, what the ratio is, and when it is worth doing.

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Can you transfer TD Rewards points to Aeroplan?
Guides7 min read

Can you transfer TD Rewards points to Aeroplan?

TD Rewards points cannot be transferred directly to Aeroplan. Here is what that means for your travel strategy and which TD cards actually earn Aeroplan points.

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RBC Avion transfer partners: where your points can go
Guides6 min read

RBC Avion transfer partners: where your points can go

RBC Avion points can transfer to several airline and hotel loyalty programs, but the ratios and value vary significantly. Here is where your points can actually go and which transfers make the most sense.

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The best ways to use Aeroplan points in Canada
Guides7 min read

The best ways to use Aeroplan points in Canada

Not all Aeroplan redemptions are created equal. This guide breaks down which uses deliver the most value per point and which ones quietly waste them.

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Scotiabank Passport vs Gold Amex: no-FX travel card or grocery earner?
Guides10 min read

Scotiabank Passport vs Gold Amex: no-FX travel card or grocery earner?

The Scotiabank Passport Visa Infinite and the Scotiabank Gold American Express both waive foreign transaction fees and earn Scene+ points, but they reward very different spending habits. Here is how to decide which one actually fits your wallet.

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Tangerine vs Simplii: the better no-fee cash back card for everyday spending
Guides7 min read

Tangerine vs Simplii: the better no-fee cash back card for everyday spending

Tangerine and Simplii both offer no-fee cash back, but the better card depends on whether you want to choose your own bonus categories or earn a higher flat rate on a specific type of spending. Here is how they compare in practice.

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Is the American Express Cobalt worth it in Canada (2026)?
Guides7 min read

Is the American Express Cobalt worth it in Canada (2026)?

The Amex Cobalt charges a monthly fee that adds up to a meaningful annual cost. Here is how to tell whether your actual spending justifies it.

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