Scotiabank® Scene+™ Visa* Card
This no-fee card is built for people who want uncomplicated Scene+ rewards without paying an annual fee. It is most attractive for shoppers at Sobeys-family grocers, Home Hardware buyers and Cineplex customers who want flexible point redemptions.
Welcome bonus
Earn up to 10,000 bonus Scene+ points in the first 3 months.
worth approximately $100
~$100 first-year value
Earn rates
See what your Scene+ points are worth — worth ~1¢/pt
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$276
per year, after caps
After the annual fee
$276
no annual fee
2x
$120
per year
1%
$18
per year
1%
$36
per year
1%
$24
per year
1%
$48
per year
1x
$30
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
$0
$0 for Additional Card.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
660+
Quebec residents — terms may differ
No annual fee applies in Quebec, with a 5% minimum monthly payment required.
Rates and fees sourced from Scotiabank's official card page →
Perks & benefits
No annual fee entry-level rewards card offering up to 10,000 bonus Scene+ points upon account opening.
Earn 2x Scene+ points per $1 spent at Sobeys, Safeway, FreshCo, and Home Hardware.
Save up to 25% off base rates at Avis and Budget car rental locations.
This no-fee card is built for people who want uncomplicated Scene+ rewards without paying an annual fee. It is most attractive for shoppers at Sobeys-family grocers, Home Hardware buyers and Cineplex customers who want flexible point redemptions.
Insurance coverage
- Optional Scotia Credit Card Protection available for financial protection during unexpected life events.
Pros & cons
Pros
- No annual fee makes it easy to keep over the long term
- Good bonus categories for a no-fee rewards credit card
- Scene+ points can be redeemed in several flexible ways
- Low barrier to entry compared with premium travel cards
Cons
- Foreign transaction fee policy is not a travel highlight
- Bonus categories are narrower than on premium Scene+ cards
- No premium travel insurance or airport lounge perks included
- Top value depends on shopping with specific partner merchants
Eligibility requirements
- Canadian resident, age of majority.
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Scotiabank® Scene+™ Visa* Card
$0/year