CIBC Aeroplan® Visa Infinite* Card
- Earn up to 50,000 Aeroplan points and receive a first-year annual fee rebate.
- Earn 1.5x points on eligible gas, EV charging, groceries, and direct Air Canada purchases.
- First checked bag free for the primary cardholder and travel companions on Air Canada flights.
- Highly comprehensive travel insurance including out-of-province medical, trip cancellation, and flight delay coverage.
This card is designed for Aeroplan collectors who frequently fly with Air Canada or want to convert everyday spending into flight value. It stands out for combining practical travel benefits like a free checked bag with solid everyday Aeroplan earning.
Welcome bonus
Earn up to 45,000 Aeroplan points, a free first checked bag benefit and a first-year annual fee rebate.
worth approximately $495
~$634 first-year value after $0 first-year fee
Earn rates
Estimate annual rewards
You'd earn ~18,000 points/year worth approximately $198
Key facts
Annual fee
$139.00
$50 for Additional Card.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
$60,000 personal / $100,000 household
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), overlimit and installment fees are waived, and a 5% minimum monthly payment applies.
Rates and fees sourced from CIBC's official card page →
Perks & benefits
Earn up to 50,000 Aeroplan points and receive a first-year annual fee rebate.
Earn 1.5x points on eligible gas, EV charging, groceries, and direct Air Canada purchases.
First checked bag free for the primary cardholder and travel companions on Air Canada flights.
Highly comprehensive travel insurance including out-of-province medical, trip cancellation, and flight delay coverage.
Insurance coverage
- Out-of-province emergency travel medical.
- Trip cancellation and interruption.
- Flight delay and baggage.
- Hotel burglary.
- Car rental collision and loss damage.
- Purchase security and extended protection.
- Mobile device.
- Common carrier accident.
Pros & cons
Pros
- Free first checked bag adds real Air Canada travel value
- Strong Aeroplan earning on everyday and airline spending
- Anniversary bonus can materially boost first-year return
- Visa Infinite travel perks add extra everyday usefulness
Cons
- Income requirement may exclude some applicants
- Annual fee applies after the introductory rebate period
- Foreign transaction fee still applies on purchases abroad
- Best value depends on using Aeroplan points effectively
Eligibility requirements
- Canadian resident, age of majority.
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