TD First Class Travel® Visa Infinite* Card
This card is designed for travellers who want fast earning through Expedia For TD and strong returns on common daily spending. It stands out for pairing TD Rewards flexibility with lounge visits and an annual TD Travel Credit.
Welcome bonus
Earn up to 165,000 TD Rewards Points as a welcome offer, plus a first-year annual fee rebate, annual travel credit and premium travel perks for eligible new cardholders.
worth approximately $100
~$239 first-year value after $0 first-year fee
Earn rates
See what your TD Rewards points are worth — worth ~0.5¢/pt
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$456
per year, after caps
After the annual fee
$317
less $139 fee
6x
$180
per year
1%
$18
per year
6x
$108
per year
1%
$24
per year
4x
$96
per year
2x
$30
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
$139.00
$50 for first Additional Cardholder.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
$60,000 personal / $100,000 household
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.
Rates and fees sourced from TD's official card page →
Perks & benefits
Welcome bonus of up to 165,000 TD Rewards Points and an annual fee rebate for the first year ($139).
Earn an aggressive 8 TD Rewards Points per $1 spent through Expedia For TD, and 6 points per $1 on groceries and dining.
Includes an annual $100 TD Travel Credit for eligible bookings made via the Expedia For TD portal.
Access to the Visa Airport Companion Program and robust travel medical insurance up to $2 million.
Insurance coverage
- Travel medical insurance up to $2 million.
Pros & cons
Pros
- Very strong earn rate on Expedia For TD travel bookings
- Excellent daily earn rates on groceries, dining and transit
- Includes 4 complimentary airport lounge visits each year
- $100 annual TD Travel Credit adds recurring travel value
Cons
- Best travel earn rate depends on booking through Expedia For TD
- Annual fee applies after the first-year rebate period
- Income requirement may limit who can qualify
- Reward value is strongest when used within the TD travel ecosystem
Eligibility requirements
- Canadian resident, age of majority.
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TD First Class Travel® Visa Infinite* Card
$139.00/year