TD First Class Travel® Visa Infinite* Card
- Welcome bonus of up to 165,000 TD Rewards Points and an annual fee rebate for the first year ($139).
- Earn an aggressive 8 TD Rewards Points per $1 spent through Expedia For TD, and 6 points per $1 on groceries and dining.
- Includes an annual $100 TD Travel Credit for eligible bookings made via the Expedia For TD portal.
- Access to the Visa Airport Companion Program and robust travel medical insurance up to $2 million.
This card is designed for travellers who want fast earning through Expedia For TD and strong returns on common daily spending. It stands out for pairing TD Rewards flexibility with lounge visits and an annual TD Travel Credit.
Welcome bonus
Earn up to 165,000 TD Rewards Points as a welcome offer, plus a first-year annual fee rebate, annual travel credit and premium travel perks for eligible new cardholders.
worth approximately $100
~$239 first-year value after $0 first-year fee
Earn rates
Estimate annual rewards
You'd earn ~72,000 points/year worth approximately $360
Key facts
Annual fee
$139.00
$50 for first Additional Cardholder.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
$60,000 personal / $100,000 household
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.
Rates and fees sourced from TD's official card page →
Perks & benefits
Welcome bonus of up to 165,000 TD Rewards Points and an annual fee rebate for the first year ($139).
Earn an aggressive 8 TD Rewards Points per $1 spent through Expedia For TD, and 6 points per $1 on groceries and dining.
Includes an annual $100 TD Travel Credit for eligible bookings made via the Expedia For TD portal.
Access to the Visa Airport Companion Program and robust travel medical insurance up to $2 million.
Insurance coverage
- Travel medical insurance up to $2 million.
Pros & cons
Pros
- Very strong earn rate on Expedia For TD travel bookings
- Excellent daily earn rates on groceries, dining and transit
- Includes 4 complimentary airport lounge visits each year
- $100 annual TD Travel Credit adds recurring travel value
Cons
- Best travel earn rate depends on booking through Expedia For TD
- Annual fee applies after the first-year rebate period
- Income requirement may limit who can qualify
- Reward value is strongest when used within the TD travel ecosystem
Eligibility requirements
- Canadian resident, age of majority.
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