ScotiabankVisaBest for: Travel rewards

Scotiabank Passport® Visa Infinite* Card

3.5
  • Earn up to 50,000 bonus Scene+ points through tiered spending targets in the first year.
  • Absolutely zero foreign transaction fees, saving the standard 2.5% markup on international and USD purchases.
  • Six complimentary annual airport lounge visits globally via the Visa Airport Companion Program.
  • Earn 3x Scene+ points at Sobeys, Safeway, and participating Empire grocers.

This card is designed for travellers who want flexible Scene+ redemptions, no foreign transaction fees and built-in airport lounge access. It stands out because it combines travel-friendly perks with practical everyday rewards on groceries, dining and transit.

Welcome bonus

Earn up to 60,000 bonus Scene+ points in the first year, plus get no annual fee on your first supplementary card as part of the current welcome offer.

worth approximately $600

~$600 first-year value

scene plus points

Earn rates

Travel4x Scene+ points per $1
Groceries3x Scene+ points per $1
Dining & food delivery2x Scene+ points per $1
Transit & rideshare2x Scene+ points per $1
Everything else1x Scene+ points per $1

Estimate annual rewards

You'd earn ~48,000 points/year worth approximately $480

Key facts

Annual fee

$150.00

$0 for first additional card, $50 thereafter.

Purchase APR

20.99%

Cash advance APR

22.99%

Foreign transaction fee

None

Income required

$60,000 personal / $100,000 household / $250k assets

Credit score

725+

Quebec residents — terms may differ

Standard interest rates apply in Quebec (20.99% / 22.99%), with a mandatory 5% minimum monthly payment.

Verify current terms at issuer website →

Rates and fees sourced from Scotiabank's official card page →

Perks & benefits

Earn up to 50,000 bonus Scene+ points through tiered spending targets in the first year.

Absolutely zero foreign transaction fees, saving the standard 2.5% markup on international and USD purchases.

Six complimentary annual airport lounge visits globally via the Visa Airport Companion Program.

Earn 3x Scene+ points at Sobeys, Safeway, and participating Empire grocers.

Insurance coverage

  • Emergency travel medical ($5M, 31 days under 65, 10 days 65+).
  • Common carrier ($500K).
  • Trip cancellation ($2.5K/person) and trip interruption ($5K/person).
  • Lost and delayed baggage ($1,000 to $2,500).
  • Rental car ($85K MSRP up to 48 days).
  • Mobile device.
  • Purchase security and extended warranty.

Pros & cons

Pros

  • No foreign transaction fees make it strong for travel
  • Includes 6 complimentary airport lounge visits each year
  • Flexible Scene+ points can be used toward travel purchases
  • Good mix of travel perks and everyday bonus categories

Cons

  • Annual fee is high if you rarely travel
  • Income requirement may exclude some applicants
  • Best hotel and car rental earn rate requires portal booking
  • Travel rewards value is strongest when you use Scene+ well

Eligibility requirements

  • Canadian resident, age of majority.

You might also consider

American Express Cobalt® Card
Cashback

American Express Cobalt® Card

$191.88 ($15.99/month) annual fee

View card
BMO Ascend World Elite®* Mastercard®*
Dining

BMO Ascend World Elite®* Mastercard®*

$150.00 annual fee

View card
BMO eclipse Visa Infinite* Card
Cashback

BMO eclipse Visa Infinite* Card

$120.00 annual fee

View card

Scotiabank Passport® Visa Infinite* Card

$150.00/year

Apply now

Advertiser Disclosure: Finzap may receive compensation from card issuers when you apply through links on our site. This compensation may influence which products we review and where they appear, but it does not affect our editorial integrity or recommendations. Our goal is to provide you with the most accurate and up-to-date information to help you make informed financial decisions.