Scotiabank Passport® Visa Infinite* Card
This card is designed for travellers who want flexible Scene+ redemptions, no foreign transaction fees and built-in airport lounge access. It stands out because it combines travel-friendly perks with practical everyday rewards on groceries, dining and transit.
Welcome bonus
Earn up to 60,000 bonus Scene+ points in the first year, plus get no annual fee on your first supplementary card as part of the current welcome offer.
worth approximately $600
~$600 first-year value
Earn rates
See what your Scene+ points are worth — worth ~1¢/pt
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$444
per year, after caps
After the annual fee
$294
less $150 fee
3x
$180
per year
1%
$18
per year
2x
$72
per year
4x
$96
per year
1%
$48
per year
1x
$30
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
$150.00
$0 for first additional card, $50 thereafter.
Purchase APR
20.99%
Cash advance APR
22.99%
Foreign transaction fee
None
Income required
$60,000 personal / $100,000 household / $250k assets
Credit score
725+
Quebec residents — terms may differ
Standard interest rates apply in Quebec (20.99% / 22.99%), with a mandatory 5% minimum monthly payment.
Rates and fees sourced from Scotiabank's official card page →
Perks & benefits
Earn up to 50,000 bonus Scene+ points through tiered spending targets in the first year.
Absolutely zero foreign transaction fees, saving the standard 2.5% markup on international and USD purchases.
Six complimentary annual airport lounge visits globally via the Visa Airport Companion Program.
Earn 3x Scene+ points at Sobeys, Safeway, and participating Empire grocers.
Insurance coverage
- Emergency travel medical ($5M, 31 days under 65, 10 days 65+).
- Common carrier ($500K).
- Trip cancellation ($2.5K/person) and trip interruption ($5K/person).
- Lost and delayed baggage ($1,000 to $2,500).
- Rental car ($85K MSRP up to 48 days).
- Mobile device.
- Purchase security and extended warranty.
Pros & cons
Pros
- No foreign transaction fees make it strong for travel
- Includes 6 complimentary airport lounge visits each year
- Flexible Scene+ points can be used toward travel purchases
- Good mix of travel perks and everyday bonus categories
Cons
- Annual fee is high if you rarely travel
- Income requirement may exclude some applicants
- Best hotel and car rental earn rate requires portal booking
- Travel rewards value is strongest when you use Scene+ well
Eligibility requirements
- Canadian resident, age of majority.
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