CIBC Aventura® Visa Infinite* Card
This card is designed for travellers who want flexible points and useful airport perks. It stands out because it combines strong travel earning, bonus points on common everyday categories and built-in benefits like lounge visits and a NEXUS rebate.
Welcome bonus
Earn a total of up to 35,000 Aventura Points: 15,000 Aventura Points when you make your first purchase and 20,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods.
worth approximately $350
~$489 first-year value after $0 first-year fee
Earn rates
Estimate annual rewards
You'd earn ~24,000 points/year worth approximately $240
See what your Aventura points are worth — worth ~1¢/pt
Key facts
Annual fee
$139
$50 for Additional Card.
Purchase APR
21.99%
Cash advance APR
22.99% (21.99% for Quebec residents)
Foreign transaction fee
2.5%
Income required
$60,000 personal or $100,000 household
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), overlimit and installment fees are waived, and a 5% minimum monthly payment applies.
Rates and fees sourced from CIBC's official card page →
Perks & benefits
Welcome bonus yielding up to 60,000 Aventura points (up to $1,800 in total value when combining fee rebates and intrinsic perks).
Four complimentary global airport lounge visits annually via the Visa Airport Companion framework.
Reimburses the NEXUS application fee every four years.
Points can be redeemed for highly flexible travel utilizing any airline without blackout date restrictions.
Insurance coverage
- Out-of-province emergency travel medical.
- Trip cancellation and interruption.
- Flight delay and baggage.
- Car rental collision and loss damage.
- Common carrier accident ($500K).
- Mobile device.
- Hotel burglary.
- Purchase security and extended protection.
Pros & cons
Pros
- Strong welcome offer with points, lounge visits and rebates
- Useful airport perks for a mid-tier travel rewards card
- Bonus earn on both travel and common everyday categories
- Flexible Aventura program supports multiple travel redemptions
Cons
- Income requirement may exclude some applicants
- Annual fee applies after the introductory rebate period
- Foreign transaction fee still applies on non-Canadian purchases
- Best travel earn rate requires booking through CIBC Rewards
Eligibility requirements
- Canadian resident, age of majority.
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