TD Rewards Visa* Card
- No annual fee, offering an entry-level travel rewards structure for cost-conscious consumers.
- Earn a welcome bonus equivalent to 15,000 points (a value of $50 on Amazon.ca).
- Earn 4 TD Rewards Points per $1 via Expedia For TD, and 3 points per $1 on groceries, dining, and transit.
This no-fee card earns elevated TD Rewards Points on travel booked through Expedia For TD and on everyday categories like groceries, dining and transit. It stands out for flexible redemptions, including travel, Amazon.ca purchases and statement credits.
Welcome bonus
Earn 15,152 TD Rewards Points, valued at $50 toward eligible Amazon.ca purchases.
worth approximately $76
~$76 first-year value
Earn rates
Estimate annual rewards
You'd earn ~36,000 points/year worth approximately $180
Key facts
Annual fee
$0
$0 for Additional Cardholder.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.
Rates and fees sourced from TD's official card page →
Perks & benefits
No annual fee, offering an entry-level travel rewards structure for cost-conscious consumers.
Earn a welcome bonus equivalent to 15,000 points (a value of $50 on Amazon.ca).
Earn 4 TD Rewards Points per $1 via Expedia For TD, and 3 points per $1 on groceries, dining, and transit.
This no-fee card earns elevated TD Rewards Points on travel booked through Expedia For TD and on everyday categories like groceries, dining and transit. It stands out for flexible redemptions, including travel, Amazon.ca purchases and statement credits.
Insurance coverage
- Mobile device insurance of up to $1,000.
Pros & cons
Pros
- No annual fee makes it easy to keep long term
- Strong everyday earn rates for a no-fee travel card
- Flexible TD Rewards redemption options add versatility
- Includes mobile device insurance on eligible purchases
Cons
- Travel earn is strongest only through Expedia For TD
- No premium travel perks like lounge access included
- Foreign transaction fee is not clearly highlighted on page
- Income requirement is not clearly disclosed on the card page
Eligibility requirements
- Canadian resident, age of majority.
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