TD Rewards Visa* Card
This no-fee card earns elevated TD Rewards Points on travel booked through Expedia For TD and on everyday categories like groceries, dining and transit. It stands out for flexible redemptions, including travel, Amazon.ca purchases and statement credits.
Welcome bonus
Earn 30,310 TD Rewards Points (a value of $100 on Amazon.ca) when you spend $1,500 within 90 days of Account opening.
worth approximately $152
~$152 first-year value
Earn rates
See what your TD Rewards points are worth — worth ~0.5¢/pt
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$264
per year, after caps
After the annual fee
$264
no annual fee
3x
$90
per year
0.5%
$9
per year
3x
$54
per year
4x
$48
per year
2x
$48
per year
1x
$15
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
$0
$0 for Additional Cardholder.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.
Rates and fees sourced from TD's official card page →
Perks & benefits
No annual fee, offering an entry-level travel rewards structure for cost-conscious consumers.
Earn a welcome bonus equivalent to 15,000 points (a value of $50 on Amazon.ca).
Earn 4 TD Rewards Points per $1 via Expedia For TD, and 3 points per $1 on groceries, dining, and transit.
This no-fee card earns elevated TD Rewards Points on travel booked through Expedia For TD and on everyday categories like groceries, dining and transit. It stands out for flexible redemptions, including travel, Amazon.ca purchases and statement credits.
Insurance coverage
- Mobile device insurance of up to $1,000.
Pros & cons
Pros
- No annual fee makes it easy to keep long term
- Strong everyday earn rates for a no-fee travel card
- Flexible TD Rewards redemption options add versatility
- Includes mobile device insurance on eligible purchases
Cons
- Travel earn is strongest only through Expedia For TD
- No premium travel perks like lounge access included
- Foreign transaction fee is not clearly highlighted on page
- Income requirement is not clearly disclosed on the card page
Eligibility requirements
- Canadian resident, age of majority.
You might also consider
TD Rewards Visa* Card
$0/year