TD Platinum Travel Visa* Card
This card rewards both travel bookings and everyday spending with a stronger earn rate than TD's no-fee option. It stands out for pairing flexible TD Rewards redemptions with travel insurance and no stated minimum income requirement.
Welcome bonus
Earn up to 50,000 TD Rewards Points and receive a first-year annual fee rebate.
worth approximately $250
~$339 first-year value after $0 first-year fee
Earn rates
See what your TD Rewards points are worth — worth ~0.5¢/pt
What this card earns you
Enter what you spend in a month. Caps are applied exactly as the card states them.
Annual spend
$21,600
$1,800 a month
Estimated rewards
$342
per year, after caps
After the annual fee
$253
less $89 fee
4.5x
$135
per year
0.75%
$14
per year
4.5x
$81
per year
0.75%
$18
per year
3x
$72
per year
1.5x
$23
per year
Estimates use each card's published earn rates and spending caps, annualized from your monthly figures. Where a cap is shared across categories it is split in proportion to what you spend in each. Welcome bonuses are not included.
Key facts
Annual fee
$89.00
$35 for first Additional Cardholder.
Purchase APR
21.99%
Cash advance APR
22.99%
Foreign transaction fee
2.5%
Income required
No minimum income requirement disclosed
Credit score
660+
Quebec residents — terms may differ
Cash advance rate is 21.99% in Quebec (vs 22.99% elsewhere), and a 5% minimum monthly payment applies.
Rates and fees sourced from TD's official card page →
Perks & benefits
Welcome bonus of up to 50,000 TD Rewards Points and a first-year annual fee rebate ($89).
Earn up to 6 TD Rewards Points per $1 spent via Expedia For TD, and 4.5 points per $1 on groceries and dining.
Includes vital auto rental collision/loss damage insurance and comprehensive mobile device insurance.
This card rewards both travel bookings and everyday spending with a stronger earn rate than TD's no-fee option. It stands out for pairing flexible TD Rewards redemptions with travel insurance and no stated minimum income requirement.
Insurance coverage
- Flight/trip delay.
- Auto rental collision/loss damage.
- Mobile device.
- Purchase security and extended warranty.
Pros & cons
Pros
- Strong travel earn rate through Expedia For TD bookings
- No minimum annual income requirement broadens access
- Useful travel insurance suite adds extra trip protection
- First-year annual fee rebate improves first-year value
Cons
- Best travel earn rate depends on Expedia For TD bookings
- Annual fee applies after the introductory first year
- No airport lounge access included with the card
- Foreign transaction fee is not clearly disclosed on page
Eligibility requirements
- Canadian resident, age of majority.
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TD Platinum Travel Visa* Card
$89.00/year