Compare the Best Credit Cards in Canada (2026)
Find top cash back, travel, no-fee, and balance-transfer cards. Clear pros/cons, eligibility guidance, and simple comparisons — made for Canadians.
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Top Picks
Best Overall
Best Credit Cards in Canada
A curated shortlist across categories, updated monthly.
Best Cash Back
Cash Back Cards
Best picks for groceries, gas, and everyday spending.
Best Travel
Travel Rewards Cards
Great welcome offers, travel insurance, and points value.
Browse by Category
No Annual Fee
Balance Transfer
Student & First Card
Latest Guides
Start here if you’re comparing cards for the first time.
How Finzap Ranks Cards
Rewards Value
We estimate real-world rewards value based on common Canadian spending patterns.
Fees & Interest
We weigh annual fees, purchase APR, balance transfer terms, and foreign transaction fees.
Eligibility
We explain income requirements, typical approval factors, and who each card fits best.
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